Starting in 2019, the Medicare Advantage Plan will now include a “Non-skilled in-home caregiver services and will be allowed as a supplemental home care benefit”.  Under the new definition, the agency will allow supplemental benefits if they compensate for physical impairments, diminish the impact of injuries or health conditions, reducing avoidable emergency room utilization.  Having a CNA or home caregiver assisting in daily activities is beneficial at reducing hospitalizations and allowing seniors to stay and recover in their homes. In 2019 a plan will now assist in covering these expenses.