Long Term Insurance

Did you know we will help you with making sure your long-term care insurance plan pays out?!

It can be a complicated process and at times with no guidance or assistance, your claim can get denied on a plan you have paid into for years. How frustrating!

We will sit down with you in your home, help contact your long term insurance company, and review with you what are the terms and conditions that need to be met to ensure you are reimbursed in a timely manner.

Do you know about an elimination period???

It is basically your deductible of your long term insurance plan, but instead of money its in days, usually about 90- 100. Most long term insurance plans have this requirement. Elimination period is the period of time between the onset of a disability or disease and the time you are eligible for benefits. Your hospital stay, rehab stay at a facility can usually qualify for this time, that way by the time you will be home, you will be eligible for benefits.

It sounds confusing and overwhelming, and that is why we have made it our mission to understand long term insurance and do the best we can to make sure your claims are paid.

We walk you through the process to make sure your home care needs will be paid for, so you can continue living in your home of choice with modified independence.

Furthermore, we do not have an additional charge for our assistance.  We want to support you in your goals to be home surrounded by loved ones and your memories you have cultivated over the years, and this is just one way we can help!

Our family taking care of yours!

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